May 2019

Found 3 blog entries for May 2019.

Avalon Real Estate

Avalon is an exciting community in the heart of Alpharetta filled with luxury homes, villas, and townhomes. Within a short walk is access to upscale shopping, fine dining, Avalon Hotel, Regal theaters, entertainment and events.  Concierge services are available to residents.

Welcome to the “Alpharetta Homes for Sale” section of our site.  Here you will find homes for sale in Alpharetta presorted by subdivision and price.  This will make your search for a home in Alpharetta or in Avalon Subdivision faster and easier.

The search criteria in the “Alpharetta Homes for Sale” section of our site will display all homes for sale for each presorted subdivision in Alpharetta. By clicking on the subdivision link all homes for

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NO TAX RETURN INCOME? 

HERE’S A LOAN BASED ON BANK STATEMENT DEPOSITS…

If you have been self-employed for a minimum of 2 years, and you maximize your tax deductions to minimize your tax liability but have excellent cash flow, it is now possible to document your income by adding up the deposits on your 24 most recent bank statements. The total deposits will replace the income reporting on your tax returns for qualifying.   Taking this different perspective can make the difference to get you to qualify for your home loan.

Below are the features of our Bank Statement Loan Program:

  •   Can use Business or Personal Bank Statements

  •   All owners of bank accounts used must be on loan

  •   100% of deposits can be used

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Construction Loans ~ Which are best?

There are two types of construction loans used by homeowners;
1. One-time-close loans
2. Two-time-close loans

With all construction loans, money is disbursed by the lender based on a pre-established construction draw schedule. The goal is to only pay for what has been completed, minus retainage, typically 10% of the cost of the project, which is held back until everything is completed properly and the owner has issued a certificate of occupancy (CO).

One-Time-Close Construction Loans...

This loan has one approval process, and one closing, simplifying the process and reducing the closing costs. Typically, the borrower can choose from the portfolio of mortgages offered by the lender such as 30-year-fixed, or

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